Human Resources

Employee Assistance Program

Muskingum provides an Employee Assistance Program through MetLife.  EAP services are confidential, provided at no cost to full-time employees, and include assistance with a broad range of personal needs.  Some of the available services include legal consultation, mental health counseling, and financial services.

For a full list of services and more information about the program, please review the MetLife flier.

Access to the EAP is available online or by phone 24 hours per day.

metlifeeap.lifeworks.com
Username:  metlifeeap
Password:   eap 

Toll-free: 1-888-319-7819
TTY/TDD:   1-800-999-3004

Medical Insurance

Eligible employees:  full-time or part-time (at least 30 hrs/wk) 
Employee cost:  varies
Administrator:  MedBen

The University offers employees a choice between one of two medical insurance plan options or a high deductible health insurance plan with a Health Savings Account ("HSA").  All plan options include a retail and mail order prescription program. 

Please review the Plan Summary and Premium Comparison Chart to see which option is right for you.

MedBen uses the Ohio PPO Connect network of providers for regional care.  If you need emergency care during temporary, out-of-state travel, use your MedBen insurance card.  Should you spend a substantial amount of time out-of-state each year, please contact the Human Resources Office to discuss whether coverage under the nationwide PHCS network is appropriate for you.

Employees who wish to enroll in Muskingum's health insurance program must do so during the times indicated below.  Plan selections may not be modified except in the event of a qualifying life event or during open enrollment each December.  Employees must complete the enrollment form to enroll in new coverage or to modify existing coverage and submit the form to the Human Resources Office.

Health Savings Account

As noted above, Muskingum offers a self-funded HSA option to employees.  Employees who participate in the designated high deductible health care plan and contribute to an HSA may not participate in the University’s medical Flexible Spending Account; however, unlike the FSA, the HSA funds are not forfeited at the end of the plan year.  Employees who are 65 or older may not contribute to an HSA based on IRS regulation.  For employees who do contribute to the HSA, contributions are in addition to the premium for the high deductible health plan.  The money accrued in an HSA is available to pay for eligible medical expenses and will remain with the employee throughout their employment and after they separate from employment.  Employees should review their personal medical needs, as well as financial and tax needs, when determining whether an HSA or one of the two traditional PPO plans is the best option for them.

Enrollment and Coverage Periods

• Within 30 days of a new employee's start date
  • If a new employee starts work on the 1^st day of the month, coverage begins immediately.
  • If a new employee starts work after the 1^st day of the month, coverage begins on the 1^st day of the following month.
• Within 30 days of a qualifying event, coverage begins on the 1^st day of the month following enrollment.
• During open enrollment each December, coverage begins on January 1^st of the next calendar year. 

Insurance Resources

• MedBen Member Portal
• Finding a provider through Ohio PPO Connect
• Telemedicine for primary care
• How to read your MedBen member ID card
• MedBen Transparency in Coverage Resource Data Center

Costco Mail Order Pharmacy

215 Deininger Circle
Corona, CA 92880-9911
1-800-607-6861
1-800-545-4615 (fax)
www.pharmacy.costco.com

• Program Information
• Mail Order Form

Diabetic Disease Management Program

 

Dental Insurance

Eligible employees:  full-time or part-time (at least 30 hrs/wk) 
Employee cost:  $34.92 for family / $11.60 for individual
Administrator:  Delta Dental

Employees who wish to enroll in Muskingum's dental insurance program must do so during the times indicated below.  Once enrolled, employees may not revoke coverage until the following plan year and should do so during open enrollment in December.  Modifications to coverage may be made only in the event of a qualifying life event or during open enrollment each December.  Employees must complete the Enrollment / Update Form to enroll in new coverage, modify existing coverage, or revoke coverage and submit the form to the Human Resources Office.

Delta Dental offers extended coverage for participants with special health needs.  Please complete the Enrollment / Update Form to take advantage of these benefits. 

Enrollment and Coverage Periods

• Within 30 days of a new employee's start date
  • If a new employee starts work on the 1^st day of the month, coverage begins immediately.
  • If a new employee starts work after the 1^st day of the month, coverage begins on the 1^st day of the following month.
• Within 30 days of a qualifying event, coverage begins on the 1^st day of the month following enrollment.
• During open enrollment each December, coverage begins on January 1^st of the next calendar year. 

Finding a dentist

Contact Information
Customer Service: 1-800-524-0149
www.deltadentaloh.com

 

Vision Insurance

Eligible employees:  full-time or part-time (at least 30 hrs/wk) 
Employee cost:  varies
Administrator:  VSP

Employees who wish to enroll in Muskingum's vision insurance program must do so during the times indicated below.  Plan selections may not be modified except in the event of a qualifying life event or during open enrollment each December.  Employees must complete the enrollment form to enroll in new coverage or to modify existing coverage and submit the form to the Human Resources Office.

Enrollment and Coverage Periods

• Within 30 days of a new employee's start date. 
  • If a new employee starts work on the 1^st day of the month, coverage begins immediately.
  • If a new employee starts work after the 1^st day of the month, coverage begins on the 1^st day of the following month.
• Within 30 days of a qualifying event, coverage begins on the 1^st day of the month following enrollment.
• During open enrollment each December, coverage begins on January 1^st of the next calendar year. 

Vision Plan Options   Basic Plan 12/12/24 12/12/12 Individual Coverage $1.84 $10.91 $16.05 Family Coverage $4.15 $24.69 $36.25

Enrollment / Waiver Form
Find a doctor

Contact Information
Customer Service:  1-800-877-7195
www.vsp.com

 

Virtual Counseling

Eligible Employees:  full-time or part-time (at least 30 hr/wk + paid over 12 months)
Employee Cost:  $0 for employees / $2.18 per month for spouse/dependent(s)
Administrator:  Virtual Care Group ("VCG")

The University enrolls eligible employees into a free virtual counseling program upon hire.  VCG offers unlimited therapy and crisis counseling, and all sessions are completely confidential.

Eligible employees may elect to purchase VCG services for their spouse and/or dependents using the University's negotiated rate.

Contact Information
Toll free:  1-866-533-1827; available 24/7/365
Customer Support:  care@thevirtualcaregroup.com

Continuing Coverage (COBRA)

Where medical, dental, and/or vision coverage ends, employees and their families have the option to purchase a temporary extension of their insurance plan at group rates.  This is sometimes referred to as “continuation coverage.”  The reasons why continuation coverage may be available include reduction of hours or separation from service, unless due to the employee’s gross misconduct.  Dependents may also purchase continuation coverage if the employee's insurance is discontinued due to divorce, the employee’s death, or the dependent reaching a disqualifying age.

MedBen manages the COBRA programs for both health and dental benefits.  MedBen will provide enrollment information to the individual and collect and process payment for continuing coverage.

The Human Resources Office manages the COBRA program for vision insurance.  The Human Resources Office will provide enrollment information and the collection and processing of payment for continuing coverage. 

 

This website is for informational purposes only and contains a summary of the financial benefits and programs available to eligible employees. The information on this webpage does not create any right to participate in or utilize any identified benefit.  Muskingum University may add to, change, or revoke any portion of its benefit program at any time and in its sole discretion.