Financial Aid

Financial Aid for Map

Learn more about Financial Aid for MAP students.

picture of Amber Gump My name is Amber Gump, and I am the Financial Aid Counselor for students in the Muskingum Adult Program. You may contact me with any questions about your financial aid eligibility by emailing me at or calling 740-826-8139.

Click on the links below to learn more about Financial Aid for MAP students.

Financial Aid Eligibility

To be eligible for financial aid you need to:

  • Be accepted into the MAP program as a degree-seeking student.
  • File the FAFSA at
  • Complete Verification (if selected). Please read the section below on Verification.
  • Complete MPN and Entrance Counseling for NEW Direct Loan borrowers. Please read the section below on Applying for Federal Direct Loans.

Financial Aid Offer
A Financial Aid Offer will be sent to your MuskieLink after completing the steps above. MAP students may be eligible for Federal and State Grants and Federal Loans. MAP students are not eligible for Muskingum-funded assistance since the tuition rate is lower than the traditional undergraduate tuition.

Tuition Charges:
The academic year consists of two semesters with two sessions in each. Students may participate in one or both sessions each semester.

Semester Session

Tuition per credit hour

1 Summer 2021 $540
1 Fall 2021 $545
2 Spring 1 2022 $545
2 Spring 2 2022 $545

If your FAFSA is selected for verification you will receive a notice from Student Financial Services explaining what you need to do to complete the verification process. You can also view missing documents in your Financial Aid Checklist on Muskie Link. Forms and Resources are also available at

Types of Financial Aid Available

Federal Pell Grants
This grant is a need-based awarded to students who have filed the FAFSA. Additional information is available at

Ohio College Opportunity Grant
Recipients must be Ohio residents and must file the FAFSA by October 1st and have an EFC of 2190 or less. Students who are part-time can receive reduced grants. The duration of a students eligibility to receive OCOG is limited to 8 semesters or its equivalent.

Choose Ohio First

Choose Ohio First Scholarships

Choose Ohio First Scholarship (COFS) awards are funded through a grant from the Ohio Department of Higher Education and are intended to advance Ohio’s position in world markets in the areas of science and technology. The Muskingum COFS program is designed to increase the number of students entering and advancing in STEMM-related (science, technology, engineering, math, and medicine) fields of study. In accordance with state requirements, the scholarship carries with it a service obligation, which involves participation and leadership in activities to foster the development of current and future science students.

Scholarship recipients must be Ohio residents. Majors eligible for COFS awards include: the health sciences, nursing, and information systems.

Interested students should contact their academic advisor or Janeen Eno at

Federal Teacher Education Assistance for College and Higher Education (TEACH) Grant Program
The Federal TEACH Grant program provides grant assistance to an undergraduate student who agrees to serve for at least 4 years as a full-time teacher in a high-need field in a school that serves students from low-income families. Additional information can be found at

Federal Direct Student Loans
Federal Direct Student Loans are available to all degree-seeking students who file the Free Application for Federal Student Aid (FAFSA) and who are enrolled at least half-time (6 credit hours per semester). Additional information can be found at

Applying for Federal Direct Loans
If you have been awarded a Federal Direct Loan and have not borrowed in this program before, there are 3 steps you need to complete in order for Muskingum to be able to process your loan if you do not have an active Direct Loan MPN on file. 

1. Complete a Federal Direct Loan Master Promissory Note (MPN) at

2. After completing the MPN, you will need to complete Entrance Counseling on the same site.

3. As there is no place on the MPN to indicate how much you want to borrow, your loan will be processed for the amount you accept on your financial aid award on MuskieLink..

Private Loans
Private Loans can be used to cover any educational expenses not covered by financial aid. This type of loan can be used if you are not interested in filing the FAFSA or will be enrolled less than half-time (6 hrs). The loan is in the student's name, but in some cases a credit-worthy cosigner is required. There are several payment options, though in most cases either interest or both principle and interest can be deferred. The credit check that is done on the borrower or co-signer is a credit scoring process. Students may borrow up to the cost of education minus financial aid. In some cases students may borrow to cover a previous balance.

There are hundreds of alternative loans available to students. We have selected the ones that we are most familiar with. If you go to FASTChoice you will be able to compare alternative loans and select the one that best meets your needs. Click here to Start your Private Loan.

Payment Plan
If you would like to make payments to the college instead of borrowing money, contact Janet Nesselroad in the Student Accounts Office at 740-826-8118 or

Exit Counseling
All loan borrowers at Muskingum University who graduate, withdraw, or otherwise cease to attend at least half-time study are required to complete Exit Counseling. During counseling you will receive information about repayment of your loans. Go to and click on Exit Counseling under Tools and Resources.

The Department of Education has also created an EXIT Counseling Guide for Federal Student Loan Borrowers (pdf) which provides you with the information you need to successfully repay your federal student loans.

Students who received a TEACH Grant must also complete the required TEACH Grant Exit Counseling. It is very important that you complete the exit counseling as it will remind you of the TEACH grant requirements and obligations. It will also explain how to keep in contact with the Department of Education regarding your teaching status. If you are planning on attending graduate school you may be eligible to receive the TEACH grant as a graduate student. If a student receives the TEACH grant, they have up to 14 days to cancel the grant. Contact the Business Office or Student Financial Services.

Repayment of Student Loans
Student Loans are serious obligations which must be repaid. Repayment of principal begins after a student graduates, withdraws, or drops below half-time enrollment. There is a six-month grace period between the time a student’s enrollment stops and repayment begins. During your grace period you should prepare to enter repayment by following these 3 steps to ensure successful repayment of you loans:

1. Know who you owe and how much. Your loans may have been sold to other lenders or to the Department of Education. Visit to see who holds your Federal loans and how much you have borrowed. To see how much you borrowed in private loans, go to to receive a listing of your private loans on a free credit report. (There is a fee if you want to view your FICO score.) 

2. Determine the right repayment plan. For more specific information regarding repayment of loans including available repayment options go to You may also visit for information on income-based repayment. If you are interested in consolidating your loans, you may be able to extend your repayment period up to 30 years. Consolidation will reduce your monthly payments but will greatly increase the total amount of interest you will pay. Visit for more information.

3. Stay on top of your loans. Stay in contact with your lender to update your contact information or to change your repayment plan. If you are having trouble making a payment contact your lender to see if a deferment or forbearance is available. DO NOT SKIP A PAYMENT! 

Loan Forgiveness Programs for Teachers and those in Public Service
You may be eligible for loan forgiveness if you meet certain criteria. For more information visit the government Student Aid website.



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