Virgil (Bud) McComb Cosby, Jr., beloved husband, father, grandfather, and great-grandfather, passed away peacefully on November 3, 2025, in Cotopaxi at the age of 89 to be with his heavenly Father. Born on the patriotic date of July 4, 1936, in Oneonta, New York, Bud was the son of Hazel Miller Cosby and the late Rev. Virgil M. Cosby, D.D. Bud's life was defined by integrity, dedication, and a deep, abiding faith that guided him through life. He was an exceptional scholar and athlete, graduating from Muskingum College (New Concord, Ohio) where he proudly played three college sports, and later earned his M.B.A. from Indiana University (Bloomington, Indiana). He honorably served his country in the U.S. Army Infantry, attached to the First Training Division at Fort Dix, N.J., as a drill instructor. A highly respected professional, Bud enjoyed a distinguished 35-year career in the investment business. He worked with various firms in Connecticut and Colorado as a security analyst and portfolio manager. He retired in 2001 from the Colorado Public Employees' Retirement Association (PERA) as a Director of Investments. Bud's true passion was the mountains and the boundless outdoors. It was his pursuit of adventure that led him to the place he would ultimately call home. He found immense joy in climbing Colorado's formidable 14,000-foot peaks, and it was while he was in Westcliffe to climb Crestone Needle that he discovered the beauty of the Wet Mountain Valley. His love for this rugged landscape was so profound that he and his wife, Inge, moved to their ranch near Westcliffe upon his retirement in the fall of 2001. Bud cherished memories of skiing the slopes and achieving the challenging summits of the Fourteeners. His passion extended to all creatures; he had a special fondness for animals, especially his beloved horses and dogs, who were a constant source of comfort and companionship. He loved spending time in Naples, Florida, with his family, making cherished memories by the ocean. Bud was a man who believed in the importance of community service. Bud's lifelong Christian faith provided a bedrock of strength and humility as a devoted member of the Community United Methodist Church. Additionally, he served on the Board of Directors for the American Reyes Syndrome Association. He was a dedicated member of the American Legion Post 170 and the Wet Mountain Saddle Club. His greatest joy, however, was his family. Bud is survived by his loving wife of many years, Ingeborg Sieg Cosby, and their three devoted children: Suzanne (Barry) Dick of Seabrook, N.H., Kristin (Kevin) McPherson of Summit, N.J., and James (Casey) Cosby of Golden, CO. He leaves behind a legacy of strength and commitment for his six cherished grandchildren: Jonathan (Jillian) Dick, Timothy (Monique) Dick, Jennifer Dick, Cameron Dick, Calahan McPherson, and Camden McPherson, as well as his two great-grandchildren, Charlotte and Lydia Dick, who brought him great joy. His family takes comfort in knowing that a man who loved high places and open skies has found his final, peaceful rest in God's loving care.