Student Billing Information

If you have any questions on this information or with your statement, please contact the Business Office at 740-826-8118 or 740-826-8111.

Tuition and Fees:

• Student Activities fee entitles the student to a subscription to the weekly College newspaper and yearbook.  The Student Senate allocates the balance to support student activities and organizations such as admission to intercollegiate and intramural athletic events; theater, arts, and music department presentations; and other programs determined by the students.
• The optional insurance provides comprehensive coverage for hospitalization and includes $20,000 in major medical benefits.  Should you choose to not have the optional insurance please complete and return the waiver card attached to the student insurance brochure.  No wavier cards will be accepted after the add/drop date.
• The matriculation fee is a one time charge for processing new students.

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Payment Schedule

For undergraduates, each semester of the academic year, payment of tuition, fees, and room and board charges, less applicable financial aid, is due and payable on or before each of the following dates (except for those participating in the Muskingum College Payment Plan described below):

• Fall Semester - August 15th
• Spring Semester -January 2nd

For graduate and MAP students, payment or financial arrangements must be made prior to the start of the term or session.

A statement of the semester’s charges will be sent to the students billing (permanent) address in mid-July and early December.  Monthly statements will be sent to the billing address containing any amount due for tuition charges and other miscellaneous fees which were added during the month.  Any charge not included on the payment plan should be paid by the end of the month.

Payment Methods
- or -

For your convenience we accept cash, personal checks (made payable to Muskingum College), Visa, MasterCard, and Discover.  Payments can be made

• online by clicking on the logos above,
• from the "Students" page in Muskie Link,
• at the Business Office in Room 125 of Montgomery Hall or
• via mail to:

Business Office
P.O. Box 2010
Zanesville, OH 43702-2010

Please include the remittance from your statement or indicate the student's ID number when mailing payment. A charge of $30 will be made for returned checks.  Please contact the Business Office at 740-826-8111 for more information.

Payment Plan

As an alternative to payment in full, parents or students may participate in the TuitionPay payment plan offered by Sallie Mae. This payment plan is designed for traditional undergraduates only. Graduate and MAP students should contact the Business Office to discuss a semester only plan.

• The plan is interest free (an annual enrollment fee of $140 is assessed) and allows payment to be spread out over the year through a 10, 11 or 12 month plan.
• Payment can be made via various methods including direct debit, online or by mailing in your payment.
• Spread your payments over the year, interest fee.
• You can enroll online through the TuitionPay website or by calling (800) 635-0120. Refer to your award notice when calculating your 'budget' for the payment plan (remember to not include work study in your 'budget').

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How is Financial Aid applied?

Financial aid is credited directly to a student’s account.  The exceptions are earnings through the College Work Study Program, outside scholarships where the outside agencies award directly to recipients, and some student or parent loans.  Estimated financial aid and loans are not credited until the funds are actually received by the college. Student Financial Services can answer questions about aid awards.

PLUS Loans. PLUS loans are available to parents of students. Information is available on the Financial Aid page "Parent Financing Options."

Alternative Loans. Alternative loans are also available to credit-worthy students or parents, as well as students with a credit-worthy co-signer with a variety of interest and payment options.  Information is available from Financial Aid on either the "Student Loans" or the "Parent Financing Options" pages.

It is important to remember that the ultimate responsibility for financial aid rests with the student. Many aid awards require additional information or documentation beyond the original acceptance. Until all of this information is completed, the aid will not be posted to the account. If the information is not completed within the term, the aid is forfeited in most cases and the balance due is then the student's responsibility. It is imperative that you read and respond to all requests from the Financial Aid office. Some common steps required to complete an aid award are:

• Verification - you may be requested to send in copies of tax returns for the student and/or parent. These must be a signed copy.
• Loans - A more complete checklist for information is located at Student Financial Services
  • All loans are not credited to the student's account until the funds are received from the lender.
  • Stafford and Perkins loan awards require a signed Master Promissory Note (MPN). Until the student comes into the Financial Aid or Business Office to sign the MPN the loan cannot be processed.
  • PLUS loans are completed by the parent. If a parent is denied for a PLUS loan, the student may be eligible for an additional Stafford award. But for the student to be eligible in any given year, the parent must apply each year.
  • Alternative loans can be used to pay any remaining balance after the initial aid award. Alternative loans require an additional application and documentation with the lender. This process must occur directly between the student/co-signer and the lender. Students may use any lender of their choosing. Student Financial Services has infomation about some lenders here.

College Work Study

Earnings under the Work Study Program are paid to students by check on the 10th of each month.  Do not use work study earnings in calculating your balance owed.

Loan Disbursements

The Stafford Student Loan is normally disbursed in two installments, the first half Fall Semester, and the second half Spring Semester.  Stafford Loan funds are sent directly to the College by check or electronic funds transfer.  Checks must be endorsed by the student borrower before they can be applied to the student’s account.  PLUS Loans are also sent to the College by check or electronic funds transfer.  Checks will be sent to the parents for their endorsement and must be returned to the Business Office for application to the student’s account.

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What happens if my account is delinquent?

Accounts not paid with the payment schedule are subject to a monthly late payment process fee of $52.50 within the term of enrollment.

Students whose accounts are delinquent will not be permitted to register for their courses, receive transcripts of their records, or participate in graduation.  A student who wishes to transfer credits to another institution must pay in full all indebtedness to Muskingum College before a transcript will be released.

Students whose accounts are delinquent after payment dates will be informed that their course registration and housing could be withdrawn for the upcoming semester.  Students whose accounts are brought current after these dates prior to registration day will be permitted to re-register for courses.  There is no guarantee that there will be space available in the classes or residence halls that were originally requested.

Accounts not paid within the term are assessed a finance charge of 1.0% per month on the outstanding balance after the completion of the term until the balance is paid in full.

The College reserves the right to assess collection costs and legal expenses on delinquent accounts.

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Withdrawal and Refunds

The official College policy for any refund after a student withdraws or takes a leave of absense is included in the Academic Catalog for either the Undergraduate or Graduate and Continuing Studies (including MAP) programs.

For the Undergraduate program, students withdrawing or taking a leave of absence prior to the beginning of an academic term, or during the add/drop period of that term will receive 100% refund of tuition, fees, and room charges (less deposit), and pro-rated board charges. An early withdrawal fee of $100.00 will be assessed.

Withdrawal/leave of absence after the add/drop period will receive a refund of tuition, fees, and room charges (less deposit) according to the following schedule:

• Within the first seven days following the add-drop period: 60%
• Within the next 14 days: 40%
• Within the next 14 days: 20%
• Thereafter, no refund of tuition, fees, or room charges (including deposit).

Board charges will be refunded based upon the following formula: (Number of weeks remaining in the term divided by the number of weeks in the term, rounded down to the nearest 10%) times (Plan board and charge for the term) = refund. A board week will be considered earned on each Monday’s reconciliation between Campus Services and Student Affairs.

Financial aid awards to students who withdraw after the beginning of a semester are recalculated on a basis consistent with written college and federal/state policies governing student financial aid in a withdrawal situation. If any portion of a student’s charges is to be refunded due to withdrawal, an adjustment must be made to the student’s financial aid, since the family contribution must be applied first toward applicable charges. In cases where financial aid awards must be adjusted, the proper amount of student aid is returned to the appropriate fund, or, in the case of Stafford Loans, to the lender. Federal Title IV funds are returned to their respective accounts in the following order: Federal Stafford, PLUS Loans, Perkins Loans, Pell Grants and Supplemental Educational Opportunity Grants. State grants are refunded in accordance with the guidelines of the specific state agency.

If the resultant calculation of charges and financial aid indicates a refund is due the student, the refund will be paid by check within a reasonable period of time. If the calculations result in a balance due the College, payment to Muskingum College will be expected in a reasonable period of time.

For the Graduate and Continuing Studies program, students who wish to drop a class may do so before or during the add/drop period. Those who drop classes prior to the end of the add/drop period receive a full refund for all dropped classes. Students who drop all classes prior to or during the add/drop period are considered to be not enrolled for the term. Any financial aid for which the student may have been eligible is returned to the respective program. For students who drop some, but not all, classes prior to or during the add/drop period, the enrollment status and subsequent financial aid eligibility are effective as of the end of the add/drop period. In all cases, the student is responsible for any balance due to the College.

For the Muskingum Adult Program (MAP), Students who wish to withdraw from a class may do so anytime prior to the last day of class. Students who withdraw from some or all classes following the end of the add/drop period are responsible for paying all tuition and fees for the courses. Students who withdraw from all courses within a given term are not necessarily considered by Muskingum College to be withdrawn from the program. Federal financial aid guidelines, however, consider such students to be withdrawn from the institution. Financial aid awarded to MAP students who withdraw from all classes after the end of the add/drop period, but prior to the completion of 60% of the session, will have their federal financial aid adjusted in accordance with federal regulations. Adjustments to financial aid are not required for students who withdraw after the end of the add/drop period from some, but not all, classes within the term. In all cases, MAP students are responsible for paying any balance due to the College.